How to Know When a Child is Old Enough to Accept Jesus as Their Savior

This past weekend, I was teaching the elementary group in my home church.

I asked one of the girls, who is 9 years old, if she had accepted Jesus as her Savior.

Her response was, "Not yet. My mother doesn't think I am old enough to understand."

I have also seen the opposite happen. A parent is pushing for his or her child to "pray the prayer" and then get baptized. But the child is only 4-to-5- years old.

So how do you know when a child is old enough to step across the line of faith?